First Time Buyers
Buying your first home is an exciting time, but with so many plans to make and questions to be answered it can also be a little daunting. That’s why your advisor at Montahue Financial will calculate exactly how much you can borrow and what it could cost, while also explaining the whole purchasing process including likely legal, survey and other costs involved in buying your home. Your advisor will then search for the best mortgage to suit your needs and can provide you with a Decision in Principle from a mortgage lender so you can begin looking for your home with complete confidence. We're on your side and want to ensure you get the right mortgage for you.
How we can help you
We calculate how much you can borrow
We complete a detailed review of your monthly budget including Income & Expenditure
We will get your mortgage “agreement in principle” before you make an offer
We will help you select the right survey for your property
We will help you choose a suitable solicitor for your house purchase transaction
We have access to thousands of products from many lenders
Remortgaging
If you are looking to save money on your existing mortgage or to raise some additional money against your property, remortgaging your home could be the perfect option. It can often be cheaper to add an extension to your existing property rather than moving home, and a remortgage deal could give you extra cash to finance this.
Reasons to Remortgage
New Interest rate
Home Improvements
Pay one off tax bill
Adding or removing a party to the mortgage
Debt Consolidation
Moving Home
Moving home can be a stressful time. Why not let Montahue Financial do some of the hard work for you and make sure you have the very best mortgage for you.
We can help you look at “porting” your existing mortgage which means that you transfer your current mortgage to your new home, or moving to a new lender if this will be more cost effective to do so.
Even if you don’t need to borrow more, Montahue Financial will work to find you a mortgage that suits your new circumstances
How we can help you
We can help calculate your budget, deposit and new monthly loan payments
We can select the most appropriate Product, Rate & Lender
We will complete & submit your mortgage application
We will recommend a suitable survey & solicitor
Buy to let/Let to Buy
You maybe be looking at purchasing your first Investment property, maybe exploring the idea of letting your own property out to enable an onward purchase, or simply looking for better rates on your existing BTL mortgages, please contact an advisor at Montahue Financial. “Please note that some forms of BTL mortgages are not regulated by the FCA”
